Public Liability insurance
Public Liability insurance is one of the main types of business insurance that recruitment and employment consultants can benefit from. Public Liability can cover the legal fees and compensation costs, up to the limit of your policy, should a claim be brought against you for injury to a third party or third party property damage.
Placing permanent and temporary staff exposes you to numerous risks. Our policies are tailored for the recruitment supply chain and provide an outstanding level of protection.
Why do you need Public Liability insurance?
Public Liability insurance will protect your recruitment consultancy if someone is accidentally injured by you or your business operation. It will also cover you if you damage third party property while on business. Public Liability insurance will cover any related legal fees and compensation payments.
We offer two levels of Public Liability cover from £1,000,000 (min) to £2,000,000 (max).
Is it a legal requirement?
PL insurance is not a legal requirement, but it is recommended for all businesses that interact with the general public.
It is important to note that PL insurance does not cover employees. To cover any compensation claims made against you by an employee due to injury, illness or property damage, you will need Employers' Liability insurance.
Other insurances available to you include:
- Professional Indemnity insurance
- Employers Liability insurance
- Office Combined insurance
- Cyber Liability and Crime insurance