If your business employs any staff including part time, apprentices or temps UK law requires you to have Employers Liability Insurance.

It covers your business from claims made against it from third parties for instance if you damage your client's equipment or injure a member of their staff.

Employers Liability insurance enables businesses to meet the costs of damages and legal fees for employees who are injured or made ill at work through the fault of the employer. Employees injured due to an employer's negligence can seek compensation even if the business goes into liquidation.

We offer automatic cover of £10,000,000 if purchased as part of our Office Combined Insurance policy.